How We Customize Our Budget Categories in YNAB

How We Customize Our Monthly Budget Categories in YNAB

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Since we’ve become budgeting ninjas (all thanks to YNAB), I wanted to share how we’ve customized the software to ensure we’re spending our money wisely month-in and month-out.

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Income

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Giving

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Saving

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Debt Payment

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Recurring Monthly Bill

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Swipe Up To Learn More HOW WE CUSTOMIZE THE MONTHLY BUDGET

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How We Customize Our Monthly Budget Categories in YNAB

Since we’ve become budgeting ninjas (all thanks to YNAB), I wanted to share how we’ve customized the software to ensure we’re spending our money wisely month-in and month-out.

Income

1

Giving

No matter how much money you make or how much debt you’re in, make it a priority to give at least 10% of any income you receive.

2

Saving

In the savings category, I recommend aiming to save at least 20% of your income if you’re debt-free.

3

Debt Payment

Speaking of debt, in this category include any expenses that are owed to other people.

4

Recurring Monthly Bill

Next, include your monthly bills that come each and every month that aren’t considered debt.

5

Swipe Up To Learn More HOW WE CUSTOMIZE THE MONTHLY BUDGET

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