Since both personal finance apps include a budgeting feature, they’re often lumped into the same category, but as we take a closer look at both apps, you’ll notice some distinct differences.
YNAB
YNAB is a budgeting tool created to help users proactively take control of their both their spending and saving.
MINT
Mint is more than just a budgeting tool. It functions more like a personal finance monitoring tool, providing an overview of a user’s entire financial landscape.
Comparing The Two Apps
Even without comparing features, cost or customer service, it’s clear that we’re not exactly comparing apples to apples.
Budgeting Feature
As mentioned above, Mint offers more features than just budgeting. You can track bill due dates, review your net worth, monitor your credit score and more.
Zero-Based Budgeting
Zero-Based Budgeting means you allocate 100% of your income to a budget category. For instance, if you receive $150, you’d give every one of those dollars a job.
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