YNAB vs Mint

Since both personal finance apps include a budgeting feature, they’re often lumped into the same category, but as we take a closer look at both apps, you’ll notice some distinct differences.

YNAB

YNAB is a budgeting tool created to help users proactively take control of their both their spending and saving.

MINT

Mint is more than just a budgeting tool. It functions more like a personal finance monitoring tool, providing an overview of a user’s entire financial landscape.

Comparing The Two Apps

Even without comparing features, cost or customer service, it’s clear that we’re not exactly comparing apples to apples.

Budgeting Feature

As mentioned above, Mint offers more features than just budgeting. You can track bill due dates, review your net worth, monitor your credit score and more.

Zero-Based Budgeting

Zero-Based Budgeting means you allocate 100% of your income to a budget category. For instance, if you receive $150, you’d give every one of those dollars a job.

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